Can your patients afford the care they need?

33% of american population falls in the category of subprime borrowers
40% americans refused a recommended treatment in last 12 months due to affordability
30% increase in healthcare cost across last five years

Now treat every patient regardless of their credit score with affordable plans from
FXPay - Patient Financing

100% Approval​

We approve all of our your patients regardless of their credit score

$0 Financing Fee

We help practices reduce overhead by taking away the burden of financing fees.

0% APR Plans

We provide affordable payment plans to your patients including zero interest  loans when paid back fully within 24 months

Instant Application

Our loan approval process can be completed as fast as 2 mins, allowing practices to do  same day case starts

FXPay, how we compare

  • FXPAY
  • LENDING CLUB
  • CARE CREDIT
  • ORTHOFI/ IN PRACTICE FINANCING
FeaturesFXPAYLENDING CLUBCARE CREDITORTHOFI/ IN PRACTICE FINANCING
Features
$3999
/year
Financing Charges$0up to $750up to $700up to $500
Payment Default RiskNone*NoneNonePractice owns the risk
Approval Rates100%AverageAverageAverage
Personalized Customer Service
Approval Amount$5,00 - $10,00$ 500+Upto $7,000Based on practice risk profile
APR Rates for Interest PlansStandard: 17.99-20.00%Standard: up to 26.99%Standard: up to 17.90%Evaluated dynamically based on risk
Buy Now
  • FXPAY
  • LENDING CLUB
FeaturesFXPAYLENDING CLUB
Features
Financing Charges$0*Upto $750
Payment Default RiskNone*None
Approval Rates100%Average
Personalized Customer Service
Approval amount$5,00 - $10,000$ 500+
APR Rates for Interest PlansStandard: 17.99-20.00%Standard: upto 26.99%

FXPay,
How we compare

FXPAY
LENDING CLUB
CARE CREDIT
ORTHOFI/ IN PRACTICE FINANCING
Financing Charges
$0*
up to $750
up to $750
up to $500
Payment Default Risk
None*
None
None
Practice owns the risk
Approval Rates
100%
Average
Average
Average
Personalized Customer Service
Approval Amount
$5,00 - $10,000
$ 500+
up to $7,000
Based on practice risk profile
APR Rates for Interest Plans
Standard: 17.99- 20.00%
Standard: up to 26.99%
Standard: up to 17.90%
Evaluated dynamically based on risk

*Terms and conditions applied.

Obtained 4x growth in aligner business

FXPay has been a game-changer for my practice. Many of my patients can afford the down payment and monthly payment terms offered by FXPay. By switching to OrthoFX and FXPay, our aligner business has quadrupled in less than a year – an immediate revenue infusion

Dr Edly Destine, 88 Smiles, NY

Now do more same day case starts with FXPay

FXPay’s hassle free approval process takes only a few minutes  from soft credit check to approval. It works in four simple steps

1.

Fill in a few details we do a soft credit check with no impact on your credit score.

2.

We find the best financing plan for your patient.

3.

The patient can choose the payment plan favorable to him.

4.

The loan is approved and we start working on getting your aligners ready.

Practices using OrthoFX have seen

92%
of patients say Yes to aligner treatments with FXPay Financing.

Frequently Asked Questions

Your provider will inform for the next steps, your Social Security Number is required along with an open bank account or credit card in good standing.

Nothing! It is free to apply.

Nope! After you enter your basic information in the application, we will do a soft credit check that will not impact your credit. At that point, if you are approved, you can decide if you would like to continue the application process. If you do want to move forward with financing, we will perform a hard credit check. This type of inquiry may have some impact on your credit score.

Yes. In the application process, you agree to a hard credit check when you decide to move forward with financing. The credit check will be reflected in your credit report.

You can use your HSA/FSA card for your down payment. If you need a receipt, please contact us at 415-936-0006 M-F 9am-5pm (PST) or support@care.orthofx.com. You may be able to use your HSA/FSA for your monthly payment. Since monthly payments could include interest, check with your HSA/FSA provider for guidance.

You can increase the monthly payment when you set up your auto-pay options.

No, there is no penalty for paying off your loan early.

Our customer care number is 415-936-0006, available Monday-Friday, 9:00am-5:00pm (PST). You can also email us at [support@care.orthofx.com](mailto:support@care.orthofx.com).

Take your practice growth to the next level. Join OrthoFX Now.

Interested in adding OrthoFX to your practice?