Can your patients afford the care they need?
Now treat every patient regardless of their credit score with affordable plans from FXPay - Patient Financing
100% Approval
We approve all of our your patients regardless of their credit score
$0 Financing Fee
We help practices reduce overhead by taking away the burden of financing fees.
0% APR Plans
We provide affordable payment plans to your patients including zero interest loans when paid back fully within 24 months
Instant Application
Our loan approval process can be completed as fast as 2 mins, allowing practices to do same day case starts
FXPay, how we compare
FXPay, How we compare
FXPAY | LENDING CLUB | CARE CREDIT | ORTHOFI/ IN PRACTICE FINANCING | |
|---|---|---|---|---|
Financing Charges | $0* | up to $750 | up to $750 | up to $500 |
Payment Default Risk | None* | None | None | Practice owns the risk |
Approval Rates | 100% | Average | Average | Average |
Personalized Customer Service |  |  | | |
Approval Amount | $5,00 - $10,000 | $ 500+ | up to $7,000 | Based on practice risk profile |
APR Rates for Interest Plans | Standard: 17.99- 20.00% | Standard: up to 26.99% | Standard: up to 17.90% | Evaluated dynamically based on risk |
*Terms and conditions applied.
Obtained 4x growth in aligner business
FXPay has been a game-changer for my practice. Many of my patients can afford the down payment and monthly payment terms offered by FXPay. By switching to OrthoFX and FXPay, our aligner business has quadrupled in less than a year – an immediate revenue infusion
Now do more same day case starts with FXPay
FXPay’s hassle free approval process takes only a few minutes from soft credit check to approval. It works in four simple steps
1.
Fill in a few details we do a soft credit check with no impact on your credit score.
2.
We find the best financing plan for your patient.
3.
The patient can choose the payment plan favorable to him.
4.
The loan is approved and we start working on getting your aligners ready.
Practices using OrthoFX have seen
Frequently Asked Questions
Your provider will inform for the next steps, your Social Security Number is required along with an open bank account or credit card in good standing.
Nothing! It is free to apply.
Nope! After you enter your basic information in the application, we will do a soft credit check that will not impact your credit. At that point, if you are approved, you can decide if you would like to continue the application process. If you do want to move forward with financing, we will perform a hard credit check. This type of inquiry may have some impact on your credit score.
Yes. In the application process, you agree to a hard credit check when you decide to move forward with financing. The credit check will be reflected in your credit report.
You can use your HSA/FSA card for your down payment. If you need a receipt, please contact us at 415-936-0006 M-F 9am-5pm (PST) or support@care.orthofx.com. You may be able to use your HSA/FSA for your monthly payment. Since monthly payments could include interest, check with your HSA/FSA provider for guidance.
You can increase the monthly payment when you set up your auto-pay options.
No, there is no penalty for paying off your loan early.
Our customer care number is 415-936-0006, available Monday-Friday, 9:00am-5:00pm (PST). You can also email us at [support@care.orthofx.com](mailto:support@care.orthofx.com).
